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A Dozen Easy Ways to Keep Cold Air from Entering Your House

12 Quick Fixes for a Drafty House Fixing these trouble spots doesn’t take much effort, time or money — and the payoff of a warm home can’t be beat. Windows: Secure the sash locks along all the windows in your house to clamp them down as much as possible. You can also seal windows that won’t be opened until spring with temporary caulking. Exterior doors:...

Understanding What’s Covered and What’s Not Covered with Life Insurance

How Life Insurance Can Be Used Life insurance can be an estate planning tool, an investment vehicle, or simply a way to replace lost income in case of unexpected death. Some people purchase life insurance to establish an inheritance for their children or as a strategy to donate to a favorite charity. Unlike other types of insurance coverage, there are no restrictions on how death...

Is My Business Covered in the Event of a Cyber Attack?

Small business owners are not exempt from the risk of a cyberattack. The loss of customer data is a financial disaster, and with cyber incursions becoming more common, and hitting even the largest companies, from banks to retails to online giants with extensive security, it is well worth ensuring your business has adequate cyber insurance. The Costs of a Cyber Breach The financial losses a...

I Missed an Auto Insurance Payment: Here's What to Expect

Life happens, oversights can occur, and payments sometimes get missed. If you missed a car insurance payment, don’t panic. Your policy will not be cancelled immediately. State laws require auto insurance companies to provide notice to policyholders before cancelling their coverage for nonpayment. What Happens if I Don’t Get My Payment in on Time? Most car insurance companies offer a grace period for late payments....

Quick Ways to Spot Phishing Messages Targeting Your Business

Gone are the days when phishing attempts were easy to identify and limited to only emails. While malicious messages are nothing new, they’re becoming more sophisticated and harder to pick out from legitimate business communications.  They are also coming at us through texts, social media chats and even phone calls. A few simple actions with one of these messages can develop into a problem that...