About Us

Rockville Insurance AgentForesight Insurance is a new agency in the North Bethesda, Maryland area founded by Michael Cruz. An experienced insurance agent, Cruz recognized the opportunity to provide clients with the proper professional advice and personalized customer service the market demanded.

Cruz started working in the insurance industry at the age of 19 years old. He saw an opportunity to build a career in the insurance industry in order to achieve his financial goals, but most importantly to have the ability to impact the lives of others. For most individuals, the purchase of a house and car represents their largest financial investment. Cruz understands the need to educate people on how to effectively protect those assets against an unexpected loss.

Since 2008, Cruz has had the privilege to represent well-known insurance companies such as National Life Group, Mass Mutual and Liberty Mutual Insurance. The experience and knowledge Cruz acquired throughout those years as an insurance agent has prepared him for his newest journey as an independent agent with Foresight Insurance. A major contribution Cruz can offer the community is his ability to fluently speak and write both in English and Spanish. Being bilingual enables him to reach a wider segment of the market and allows Cruz to provide his service on a larger scale. Foresight Insurance agency provides Auto/Car Insurance, Home Insurance, and Business/Commercial Insurance in the North Bethesda, Maryland area. Foresight is characterized for its personalized customer service, responsiveness to the needs of our customers, and for carefully choosing a high quality portfolio of insurance products. At Foresight, we understand the importance of customer service and comprehensive advice as a key component for growth and quality. We focus on gaining our clients trust in order to foster long term relationships by educating them on how to adequately protect their assets.

An Independent Advantage

We are Independent Agents in Rockville, Maryland, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Foresight Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.